Protecting Your Real Estate Interests; Resolving Your Financial Difficulties
South Florida Real Estate-All That Glitters...
People from throughout the world look at South Florida as a dream destination, an ideal place to live or own a vacation property. The widespread interest in moving to Miami, Ft. Lauderdale or the Palm Beaches, combined with the local population's unwillingness to move away, leads to an active real estate market that is at the same time exciting, ever-changing and fraught with pitfalls and traps.
At Juan F. Alban, P.A., we help our clients navigate the straits and narrows of a home purchase or sale. We are there for our clients, from negotiating contracts, dealing with realtors, mortgage brokers and banks, and ultimately, performing the closing in a professional manner. The public should not ignore the advantages that a real estate lawyer can provide. Of all the parties involved in the purchase or sale of a home, only a lawyer is legally obligated to look out for the client's best interest. The realtor is not obligated to ensure the best price; the lender is not obligated to give the best interest rate. Only a committed, experienced lawyer can ensure that your best interests are protected, from contract signing to the closing.
If you are considering the purchase or sale of a house or apartment, please consult an experienced real estate lawyer (we would be honored if you considered us) before you sign the first document. Let a lawyer's experience and ethical duty to protect you work for you from the very beginning of the process.
South Florida Real Estate-Your Options When Things Go Wrong
Loan Modifications- If you're having problems paying your mortgage or if you've stopped paying your mortgage altogether, don't give up on your dream of homeownership without first consulting with an attorney. You've surely heard of loan modifications. At Juan F. Alban, P.A., we've been guiding clients through the current real estate crisis, including the cumbersome process of obtaining a loan modification. Consult a qualified and experienced real estate attorney at Juan F. Alban, P.A. The first consultation is always with a licensed attorney and never with an assistant.
Foreclosure Defense- If you've been served with the foreclosure complaint, again, don't give up. You have the right to defend yourself against the foreclosure, and even in the middle of a foreclosure lawsuit, many loans are modified, allowing homeowners to retain their property. Fortunately for homeowners in foreclosure, there is a fundamental conflict between modern mortgage lending (digital, fast-paced, large scale) and mortgage foreclosure law (originated in medieval France and still stuck there.) An attorney that can make the most of this conflict can create leverage that could result in a negotiated resolution to the foreclosure action, allowing the client to keep his home.
When Your Debts Overwhelm You, Bankruptcy Offers Powerful Remedies
You've tried your best to fulfill your financial obligations, to no avail. The calls from the creditors come non-stop, at home, on your cell phone, and even at your job. If you find yourself under a mountain of debt, and you see no way out, consider the powerful remedies offered by bankruptcy law.
At Juan F. Alban, P.A., we guide individuals through the bankruptcy process, be it Chapter 7 or Chapter 13. The calls from your creditors must stop, by law, on the same day you declare bankruptcy. In addition to eliminating credit card and medical debts, bankruptcy law can help reduce or eliminate second mortgages (a/k/a equity lines of credit), deficiency judgments, debts remaining after car repossessions, and other financial obligations.
Our goal in your case will be to educate you, help you avoid problems and achieve your goals in an efficient and timely manner.
Our Commitment to You
"As an attorney, I believe that looking out for my clients is my most important responsibility."
We base our firm's success on three principles:
We protect our clients - At Juan F. Alban, P.A., we put each client's interests at the top of our agenda.
We provide personalized client service - We treat every client with the care and attention the client deserves. We return phone calls, respond to our client's questions and concerns, and provide honest and straightforward advice.
We are results-oriented - We take no pleasure in vainly exercising our "attorneyness". We do what it takes to get the job done as quickly and efficiently as possible.
The sooner you act, the sooner we can act to help you.
Contact a Real Estate and Bankruptcy Attorney
For a consultation with Juan F. Alban, P.A., call 305-477-3000 or send us an e-mail.
With offices in Doral, we serve clients in the Miami area and South Florida.
