Guidance in the Legal Maze
For many people, the thought of filing for bankruptcy means a scary legal process involving numerous and intimidating court meetings. In reality, filing for bankruptcy only partially takes place in court. Most of your bankruptcy lawyer's work will take place outside of court, in becoming thoroughly knowledgeable with your financial standing, such that your appearance in court will not bring any unpleasant surprises. Miami bankruptcy court attorney Juan F. Alban, P.A., helps and guides people through the bankruptcy process and attempts to help them resume a healthier financial life. We will accompany you in every step of the way and help ensure the best possible outcome.
Your first meeting is always with an attorney, and not an assistant. We evaluate each case and each client with care.
Florida Debt Relief Lawyer: Chapter 7 Bankruptcy Court
Chapter 7 bankruptcy focuses on eliminating primarily credit card and medical bill debt, and will usually only require one court meeting. This meeting is called the 341 Meeting of Creditors, also known as the official meeting with the creditors. This court meeting is intended to determine the truthfulness of the Debtor's petition and the sufficiency of the documentation and information provided beforehand.
Chapter 13 Bankruptcy Court
With a Chapter 13 bankruptcy you are paying off debt with a payment plan. The debt is typically unsecured debt, and will often involve second mortgage lien payments. This form of bankruptcy may require more than one court visit when attempting to strip the lien of a second mortgage and convert the debt of the second mortgage to unsecured debt.
Contact a Miami, Florida, Bankruptcy Lawyer Today
If you are seeking legal representation or would like more information about bankruptcy or our services, contact our office today for a free consultation. You can reach us at 305-477-3000 or by contacting us online.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
