Miami, Florida, Foreclosure Defense Attorney
Many people feel helpless when facing the prospect of foreclosure. But in reality, they have many options.
At the firm of Juan F. Alban, P.A., we help people defend against foreclosure. We use our skill and experience to help our clients keep their homes.
Considering the alternative of the loss of your home and having to relocate your family — the choice is clear.
Call 305-477-3000 or send us an e-mail to schedule an appointment. Attorney Juan F. Alban can review your situation and discuss what we can do to help you retain ownership of your property.
You Have Twenty Days to Respond
After a lender sends a notice of foreclosure, the property owner has twenty days to respond. If the property owner fails to respond, the lender can proceed to obtain a final judgment of foreclosure without opposition. Don't waive your legal right to defend your property against foreclosure. Seek legal counsel.
If you have received a notice of foreclosure, speak with Juan F. Alban, P.A. as soon as possible.
Successful Defense of Foreclosure Actions
At Juan F. Alban, P.A., we have many tools we can use to defend against foreclosure. These include:
- Failure to follow FHA/HUD/VA loan procedures
- Failure to follow the procedure outlined in the acceleration clause of the mortgage
- Improper notice procedures or the wrong information on the notice to foreclose
- Inability of the plaintiff in foreclosure to prove that it is the lawful owner of your home
- And others
In your case, we will look at all possible defense strategies and use them to increase your possibility of success.
Lenders Do Not Like to Foreclose
Lenders much prefer loan payments than foreclosing on your property. When we defend your mortgage, lenders become much more willing to negotiate a settlement rather than going through the expense and uncertainty of foreclosure.
This puts us in a stronger position to obtain a loan modification (reduction in the monthly payment as a result of a reduction in the interest rate, expansion of the payment term, and in some cases, a reduction in principal).
We Will Stand Up For You
You may feel like you are at the end of the line — that you have no options left. But you probably have more options than you think.
Juan F. Alban, P.A. can defend your ownership of your property by using every legal tool available to us. We will stand up for your rights, your interests and your property.
In some situations, bankruptcy may be the best option. If this is the case, we will tell you so and extend our bankruptcy services to you.
Contact a Foreclosure Defense Lawyer
For a consultation with Juan F. Alban, P.A., call 305-477-3000 or send us an e-mail.
